6 Resources to Lighten Your Budget in Difficult Times

Advertisement advertisements

In times of financial hardship, it is essential to find ways to ease the burden on your wallet.

Whether it's paying bills, basic needs, or unexpected emergencies, there are resources that can help you save and manage your money better.

This article presents six helpful resources for those facing difficult times, offering practical and accessible advice.

1. Cashback Apps

Cashback apps are an easy way to get back some of the money you spent on purchases.

It works like this: you shop normally, and after the purchase, you receive a percentage of the value back.

Advertisement advertisements

How It Works

  • Record: Download a cashback app and sign up.
  • Shopping: Make purchases at partner stores through the app.
  • Get the Money Back: The percentage of the value spent is credited to your app account and can be transferred to your bank account or used for new purchases.

Popular Examples

  • Rakuten: Offers cashback at several online stores.
  • Ibotta: Focused on supermarkets and everyday products.

These apps help you save on everyday purchases and can be a great help for your household budget.

2. Price Comparators

Online price comparison sites allow you to find the best prices for products and services, saving you money on purchases.

How to Use

  • Search: Enter the name of the product or service you wish to purchase.
  • Comparison: The site or app will display different offers from various stores.
  • Choose the Best Offer: Select the offer with the best price and conditions.

Useful Tools

  • Google Shopping: Google Price Comparison.
  • Buscapé: Popular in Brazil, compare prices from various online stores.

Read also:

📌 Speed up your cell phone >
📌 Who has visited your profile >

3. Freelance Platforms

Working as a freelancer can be an excellent source of additional income.

There are several platforms where you can offer your services, from writing and design to programming and marketing.

Main Platforms

  • Upwork: Connects freelancers with projects in various areas.
  • Fiverr: Ideal for small jobs and quick services.

Freelancing allows for flexible scheduling and can supplement income during difficult times.

4. Online Financial Education

A better understanding of money management is crucial. There are free and paid online courses that teach everything from the basics of personal finance to more advanced investing.

Where to Find

  • Coursera: Offers courses from renowned universities on personal finance.
  • Udemy: Various courses, many of them focused on financial management.

Financial education can bring great long-term benefits, helping you avoid debt and better plan for the future.

5. Government Assistance Programs

In many countries, there are government programs that offer financial assistance to people in need.

These programs may include assistance with food, housing, health care, and education.

How to Access

  • Search: Check available programs on your country's government website.
  • Record: Follow the instructions to register and provide the necessary documentation.

Examples

  • Family Bag: Brazilian program that offers financial assistance to low-income families.
  • Supplemental Nutrition Assistance Program (SNAP)In the US, it helps buy food.
6 Resources to Lighten Your Budget in Difficult Times

6. Discount Coupon Sites

Discount coupon sites can be a great way to save on a wide variety of products and services.

These sites offer codes that can be applied to online purchases to obtain discounts.

How It Works

  • Search: Find the coupon site and look for discounts on the store or product you want.
  • Application: Copy the coupon code and apply it at checkout.

Popular Examples

  • RetailMeNot: Offers coupons for various online stores.
  • Honey: Browser extension that automatically finds and applies coupons to your purchases.

Conclusion

Using these six resources can make a big difference in difficult financial times.

Cashback apps, price comparison sites, freelance platforms, online financial education, government assistance programs, and discount coupon sites are all powerful tools to ease your budget and ensure your finances are under control.

Start exploring these options today and share these tips with friends and family so everyone can benefit.

For more information on how to save and manage your money, visit The Penny Hoarder.

Published by on July 17, 2024

How to protect your personal information in the digital age

Read More

Leading countries in solar and wind energy

Read More

Renewable energies in the world: advances and challenges for 2030

Read More

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers appear on our site. also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in representations or warranties in connection thereto, nor to the accuracy or applicability thereof.